It’s a good idea to get accounts with several payment processors. If one goes down (and it does happen), you can swap it out with one of your alternatives. That means you can be back up and running in just a couple minutes.
But here’s something else… It’s also a good idea to use multiple payment processors just to see which one converts the best for you. Some of them are branded with trusted names. Some create the order form for you, while others let you customize the form. These sorts of options can have significant impacts on your conversion rate, so it’s worth testing these factors.
Here's one for you to consider: Zaxaa.
Zaxaa started in 2011 with its first line of code, and by 2013 it was out of the beta stage and beginning to serve clients. Today Zaxaa is a platform that caters to creators, coaches and small businesses who want to sell digital goods online.
Here’s what marketers like about this platform:
Zaxaa does carry a higher monthly flat fee than other processors, but if you have decent sales volume you may find that it’s a good deal as this offsets per transaction fees.